The Moore Wealth Service Advantage

COMPREHENSIVE FINANCIAL PLANNING

Three part comprehensive financial planning. 

  • Investment Management Services
  • Comprehensive Wealth Management
  • Financial Consulting Services
     

INVESTMENT MANAGEMENT SERVICES
FOR INDIVIDUALS, INSTITUTIONS AND RETIREMENT PLANS

Based upon your risk assessment and a statement on your financial goals, objectives and time frame, Shabri Moore and her team provide ongoing advice and asset management.  They design portfolios that may include individual equity securities, mutual funds, ETFs, municipal and corporate bonds, government securities and various other investment products with the allocation plan reflecting your overall assets, risk and expressed concerns.                                       ___________________________________________________________

Each year Frederick Magazine asks its readers to vote for their favorites in Frederick --- favorite restaurants, favorite art gallery, and favorite financial planner. For the fourth year in a row, Fredricktonians have chosen Moore Wealth as Best in the Financial Planning category.       
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COMPREHENSIVE WEALTH MANAGEMENT

Comprehensive wealth management is a complex process because of the holistic approach to the integration of financial planning and investment management.  The process includes not only gathering the financial data, but also analyzing and evaluating the present financial situation against income tax and investment planning, estate and retirement planning strategies followed by recommendations. The planning is an ongoing service that requires review and revision as the individual’s life unfolds.

The process usually follows this order:

  • In-depth consultation
  • Business and personal financial data gathering
  • Articulation of financial goals and objectives
  • Analysis of information
  • Development of strategies targeted at meeting objectives in a written format
  • Implementation of plan
  • Monitoring plan with adjustments as necessary

Recommendations center around one or all of the following areas:

  • Investment portfolio analysis
  • Risk Assessment  
  • Tax efficiency and cash flow
  • Executive compensation
  • Estate tax efficiency and wealth transfer strategies
  • Insurance protection – life, disability, long term care, health, property/casualty, disability and liability
  • Retirement strategies for increasing wealth and building in tax efficient distributions using probability forecasting
  • Retirement income distribution strategies
  • Business consulting and benefits for closely held corporations or the self-employed
  • College Funding

FINANCIAL CONSULTING SERVICES

  • Business Consulting: Executive compensation planning, practice management, group benefits, new business structure, risk management, buy-sell agreements and business succession strategies
  • Retirement Consulting:  401(k), profit-sharing, IRA, Roth IRA, trusts, estate planning, and charitable giving
  • Divorce Consulting: Evaluation of financial issues

FEE STRUCTURE

All planning and consulting services are based on an agreed hourly rate; however, a fixed fee may also be agreed upon in place of the hourly rate.

Fees for designing for financial plans are determined upon the nature and complexity of the client’s circumstances.  All fees are agreed upon prior to entering into a contract for services.

Fees are charged for managing investment portfolios as a percentage of assets under management.