Physician Advisory Services

Investment and Advisory Services
Asset Protection Planning
Income Protection Planning
Retirement Planning
College Fund Planning
Contract Review Assistance/Buy-Sell Agreements

Investment and Advisory Services
Moore Wealth Inc. offers comprehensive financial services at every stage of a physician's career.  See The Moore Wealth Service Advantage for a complete description of wealth management services.

Asset Protection Planning
We live in a litigious society, and unfortunately, the medical profession is vulnerable to lawsuits. Not only are our clients at risk for malpractice, but judgments from failed marriages, accidents, and risky investment decisions can erode years of wealth accumulation.  We help our clients minimize the risk to their assets.

Income Protection Planning (life, keyman, and disability insurance)
Medical practitioners, whether practicing solo or in partnership, need to protect their income stream.  Accidents, illness and other unforeseen events can disrupt the operation of the practice. 

We insure our car for $30,000; we insure our home for $300,000, but many doctors, even though they may earn more than $5 million in their lifetime, do not protect their greatest asset --- their earning capability.  This is like playing Russian roulette with your income.

Here are sobering statistics from an excerpt out of David Bach's book, "Smart Women Finish Rich."  In any given year,
1.  One out of every 106 people die.
2.  One out of every 88 homes catch fire.
3.  One out of every 70 cars are involved in an accident.
4.  One out of every 8 people become disabled.

It makes sense to review your coverage.  We can position you, so that you protect yourself and the people you care about.

Retirement Planning
In Accounting 101, the first thing you learn is liabilities vs. assets.  As long as the assets are equal or greater than the liabilities, life is fine.  Where people often go awry in their financial situation is their failure to adequately account for the largest liability they will every incur --- their retirement.  Retirement planning has grown more complex.  Today, it is not a matter of supporting your basic needs, such as food, clothes, and shelter.  Healthcare, lifestyle considerations, and inflation add a considerable jolt to the budget.  Factor in the unexpected and poor decisions borne from lack of emotional clarity and the retirement planning becomes more difficult.

Creating a solid retirement plan is serious business.  Reading the Wall Street Journal everyday and listen to CNN everyday is not enough.  You need to know more than financial fundamentals and the market conditions, and you will need spend a lifetime updating your financial knowledge to excel in wealth management.  Your career is medicine, right? Hiring a financial planning professional can get you the worry-free retirement you deserve.

College Fund Planning
We know that you probably are well aware of the weight of college debt.  Planning for college while your children are young will ease the stress of trying to accumulate college tuition later.  College Fund Planning is more than saving each month.  We will suggest strategies that can take the bite out of saving for college.

Contract Review Assistance/ Buy-Sell Agreement
Partnership is like a marriage.  We can provide that objective review to be sure that the agreement is fair, plans for your future, and is in your best interest.